A 6-month certificate of deposit (CD) can be an excellent vehicle for short-term savings. Unlike in the stock market, your money is safely protected in an FDIC- or NCUA-insured account. You also won’t ...

The Fed cut rates a total of three times in 2025, but today's top CDs still offer yields as high as 4.27% APY. Secure a solid ...

If you have a large amount of money to deposit, today's best jumbo CD rate is 4.28% APY, offered by GTE Financial. Compare the best jumbo CDs that are nationally available from banks and credit unions ...

On average, certificate of deposit rates are pretty paltry: Average CD yields this month range from just 0.23% for 1-month terms, to 1.7% for 12-month accounts, according to the largest government ...

With the Fed cutting rates recently, the best CD rates today may not last long. Grab a top APY of up to 5.11% before the ...

The economic climate is difficult to predict right now. In this climate, then, savers may be understandably looking for ways to protect and grow their money but not in a way that eliminates their ...

Average 6-month certificate of deposit yields are down 31 basis points in the past year to just 1.51% APY, according to the latest government data. But banks and credit unions offering the best ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Sabrina Karl has over two decades of experience writing about savings, CDs, and ...

Whether you spent or saved a lot of money in 2025 or simply find yourself holding steady, one item all savers can agree on is that it's important to protect and grow their funds further in 2026.

Short-term CDs offer flexibility and top rates today, while long-term CDs protect you from the rate cuts likely coming next year.

If saving more money is one of your financial goals for the new year, you're not alone. According to Fidelity, 44% of ...

With more than 15 years of experience crafting content about all aspects of personal finance, Michael Benninger knows how to identify smart moves for your money. His work has been published by Intuit, ...