Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Bottom line: No medical exams are required for life insurance policies through AARP, although you have to be a member to buy one. 1,413 life insurance rates sets collected. 441 life insurers analyzed ...

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