All credit cards come with more than a few moving parts. Among them is an annual percentage rate, or APR — the cost of borrowing money using the card. However, the tricky thing with credit cards is ...

All credit cards come with more than a few moving parts. Among them is an annual percentage rate, or APR — the cost of borrowing money using the card. However, the tricky thing with credit cards is ...

Learn what a purchase APR is, how its rates affect you, and strategies to avoid extra costs on credit cards by paying balances in full before due dates.

A credit card’s interest rate is called its APR, or annual percentage rate. Different rates may be applied to various types of transactions — which could include purchases, balance transfers and cash ...

The annual percentage rate is the cost you'll pay to carry a balance on your credit card. Credit cards have variable rates, which means the cost will fluctuate. There are different types of APR for ...

Crush high-interest debt with 0% intro APR while earning up to 2% cash back on every purchase with this simple Citi card.

The card's ongoing (and much higher) APR will kick in, and it will apply to any new purchases and unpaid balance from the 0% promo period. Here's how to prepare. Many or all of the products on this ...

Do some math ahead of time, set reminders and have a plan for when the promotion ends to avoid an unpleasant surprise on your statement. Many or all of the products on this page are from partners who ...

Nearly 175 million Americans carried credit card debt into the holiday season, according to TransUnion data. With balances ...

Holly Johnson is a credit card expert and writer who covers rewards and loyalty programs, budgeting, and all things personal finance. In addition to writing for publications like Bankrate, CreditCards ...