Learn what a purchase APR is, how its rates affect you, and strategies to avoid extra costs on credit cards by paying balances in full before due dates.

Pay off your balance before the card's regular APR kicks back in or you'll have to pay interest. Evan Zimmer has been writing about finance for years. After graduating with a journalism degree from ...

The annual percentage rate is the cost you'll pay to carry a balance on your credit card. Credit cards have variable rates, which means the cost will fluctuate. There are different types of APR for ...

All credit cards come with more than a few moving parts. Among them is an annual percentage rate, or APR — the cost of borrowing money using the card. However, the tricky thing with credit cards is ...

Evan Coleman is an Updates Editor on the Credit Cards and Travel Rewards team at Forbes Advisor, showcasing his interest in personal finance and love of travel. He has written for a variety of local ...

Joel O’Leary is a full-time Personal Finance Writer at Motley Fool Money, covering credit cards, bank accounts, investing, mortgages, and other personal finance topics. Joel has been writing about ...

A 0% APR credit card might sound like interest-free credit, but it isn’t that simple. These cards can be a huge help when you need to make a big purchase or if you want to consolidate your debt under ...

When comparing credit cards, one of the key factors to consider is the annual percentage rate, or APR. Unlike with other types of loans, credit card APR is a bit tricky to understand since it’s ...

A credit card’s interest rate is called its APR, or annual percentage rate. Different rates may be applied to various types of transactions — which could include purchases, balance transfers and cash ...

Evan Coleman is an Updates Editor on the Credit Cards and Travel Rewards team at Forbes Advisor, showcasing his interest in personal finance and love of travel. He has written for a variety of local ...

Dashia is the consumer insights editor for CNET. She specializes in data-driven analysis and news at the intersection of tech, personal finance and consumer sentiment. Dashia investigates economic ...

Last month while I was working on a story about the credit-card industry, I realized I didn’t know the APR on my own credit card. As a personal-finance reporter, this felt like a cardinal sin, so I ...