Learn how to calculate average outstanding credit card balances and understand their effect on interest, credit scores, and financial health, ensuring smarter financial decisions.

If it seems like you can't manage to break the cycle of credit card debt, you're not alone. TransUnion reports that as of the second quarter of 2024, the average credit card balance was $6,329. That's ...

The average U.S. household now carries over $105,000 in debt. See how your balances compare, and what options can help.

The U.S. consumer has an average credit card balance of $6,519, according to TransUnion's October 2025 Credit Industry Snapshot Report. Meanwhile, credit card balances among all consumers rose by ...

Experts say slower debt growth and lower rates could give consumers new opportunities to pay down balances and save money.

As economic hardships continue, warning signs are flashing red for borrowers' finances nationwide. According to a new report from VantageScore, borrowers appear to be leaning harder than ever on their ...

Credit card annual percentage rates, commonly known as APRs, determine how much you’ll pay in interest if you carry a balance on your credit card. Your card’s APR can vary depending on a few different ...

Learn how the previous balance method calculates credit card interest, its implications for cardholders, and why it might not be the best choice for you.

Nearly two years with no interest. See why this balance transfer card stands out in December with 21 months at 0% intro APR.

Learn how rising credit card use can hurt small businesses and discover strategies to manage debt and protect your store’s ...

Ahead of the Christmas spending peak, the October 2025 credit card data from global analytics software leader FICO shows a ...