Collision vs comprehensive car insurance: which do you need? While collision and comprehensive car insurance are optional in every state, they’re required by lenders if you are financing or leasing ...

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Many drivers who buy auto insurance opt for collision coverage in addition to other types of protection such as liability insurance. Collision coverage pays for the repair or replacement of the ...

Comprehensive and collision car insurance both cover damage to your vehicle and are part of a full-coverage auto insurance policy. Collision insurance covers damage to your vehicle resulting from an ...

Car insurance is supposed to protect you from financial disaster. Yet for many drivers, it’s just a steady silent leak in ...

One caveat is colliding with an animal, such as a deer. That type of damage is covered by comprehensive coverage. If you are not at fault for an accident, the other driver’s property damage liability ...

Auto insurance coverage comes in many forms, and what you'll pay — both for your premium and if you need to file a claim — will rely heavily on the coverages you choose. Two of the primary types ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. One way to do that might be to drop certain coverages from your policy.

Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See ...

The 100,000 mile rule refers to the general recommendation to drop collision and comprehensive coverage on cars once they've ...

See how coverage, rates and quality compare in Pennsylvania.