The definition of bad credit can vary from one lender to another. Each lender or credit card issuer sets its own guidelines that determine what credit scores are high enough to qualify for financing ...

Promises of reduced debt, low-interest loans and magical fixes to your credit score that are arriving in the mailbox or email box are tempting but be aware of the difference and know which is the best ...

Jerry Brown is a personal finance writer based in Baton Rouge, La. He's been writing about personal finance for three years. Financial products he enjoys covering include credit cards, personal loans, ...

Take a Financial Relief Quiz. Get matched with an Authorized Partner. Although managing your daily budget and improving your credit score are things you can do on your own, sometimes we all need a ...

When repairing credit, you’ll work to fix your credit history by removing negative marks or incorrect information. Repairing credit can open opportunities to get a mortgage or secure a business loan.

A credit score is a three-digit number that lenders use to predict your behavior as a borrower, including whether you’ll make payments on time. It’s calculated using several factors, such as your ...

Don't be afraid of an annual fee. Explore your balance transfer options. Try paying your bill more than once a month. Many people overlook valuable credit card perks and strategies that could save ...

The term credit repair broadly refers to improving an individual's credit score. Often, this involves contacting credit bureaus to dispute damaging, inaccurate information on credit reports. For a fee ...

There are no shortcuts to strengthening your credit score. It just takes time. Say that to yourself as often as needed to ...

Your credit scores don’t care if you’re married — but how you and your love manage your finances can make or break your individual credit histories. Whether you’re a newlywed couple or you’ve been ...

If you've ever wondered "What is my credit score?" it's probably time to find out. Having a good credit score can make life a lot more affordable. If you’re about to buy a house or car, for example, ...