The five Cs of credit are character, capacity, collateral, capital, and conditions. They're important because lenders use them to set loan rates and terms.

Fact checked by Betsy Petrick Key Takeaways No two credit scores are the same, even if they belong to the same person. That's because the financial industry uses different scoring models for different ...

In partnership with First-Year Experience and Family Programs, PNC will host a student financial education webcast titled “Credit Scores and Reports” Friday, April 23, from noon to 1 p.m. Credit can ...

Credit Karma is one of our favorite tools for monitoring your credit score and financial health. Your credit score is one of ...

SAN FRANCISCO (KGO) -- No credit? Bad credit? No problem. That low-rent advertising slogan is going upscale. There are a lot of credit-worthy people who either have no credit or a lousy credit score, ...

Medical debt will continue to impact credit scores after a federal judge blocked a Biden-era rule designed to erase it from credit reports. The rule aimed to improve credit scores and expand access to ...

Natalie Campisi is a senior journalist who covers personal finance, balancing timely news with in-depth enterprise reporting. Her mission is to make complex financial issues clear and accessible for ...

What are business credit bureaus and how do they work? Financing a young company often depends on a record most founders don’t even realize exists: their business credit file. These files are created ...

Before applying for a car loan, it’s wise to check your credit score. That will give you a pretty good indication of where you stand in the eyes of potential lenders. Many people assume that few car ...

Discover what subprime loans are, who qualifies as a subprime borrower, and how they contributed to the financial crisis. Learn about the risks and types of subprime loans.