I give a lot of talks to groups of doctors, especially newer doctors such as residents and fellows. Two of the most common questions I get after these talks are what kind of insurance they should get ...

If you have a physically demanding career, obtaining disability insurance could be a smart move to protect your income if you ...

A 20-something today has a one in four chance of becoming disabled before retirement, according to the Social Security Administration. While Social Security disability benefits can help, the average ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Myles is a former senior insurance editor for Investopedia. He oversaw the strategy ...

SSDI provides financial assistance to people who can’t work due to a disability, but your condition has to qualify. Many, or all, of the products featured on this page are from our advertising ...

You sign up for group disability insurance at work. It feels like a no-brainer. Premiums only cost a few dollars per month, and getting insured is easy: no insurance agents, underwriters, or medical ...

Today’s work climate is geared toward freelance jobs, which makes it especially important for self-employed people to know how to arrange for their financial needs. One major fear among sole ...

Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. Insurance is vital for gig workers because they lack ...

Christy Bieber has a JD from UCLA School of Law and began her career as a college instructor and textbook author. She has been writing full time for over a decade with a focus on making financial and ...

Insurance companies often reassess LTD benefits at the two-year mark. A leading disability lawyer explains what you need to ...

The university provides group long-term total disability insurance to full-time staff (both non-exempt and exempt) and faculty. Summaries of the insurance coverages are listed below. The group ...