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Buying a home can be expensive and stressful, especially for those with poor credit or spotty financial history. FHA loans provide a way for such individuals to obtain home financing. Insured by the ...

The Federal Housing Administration (FHA) on Monday announced that access to the agency’s Loan Review System (LRS) has been restored, after having been inaccessible for several weeks beginning on April ...

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Buying a home is the American dream for many, but it can seem like a huge hurdle if you don’t have decent credit. After all, conventional lenders often require a minimum credit score of 620 to qualify ...

The system was shut down several weeks ago while efforts were made to resolve various document errors The U.S. Department of Housing and Urban Development announced Monday that the Federal Housing ...

Reina Marszalek is a senior mortgage editor at Fox Money who has spent more than 10 years writing and editing content. Fox Money is a personal finance hub featuring content generated by Credible ...

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Here are the average annual percentage rates (APR) on 30- and 15-year fixed mortgage refinances and 5/1 ARM refinances: Today’s Mortgage Refinance Rates The average APR for a 30-year fixed refinance ...

Secretary of the U.S. Department of Housing and Urban Development (HUD) Marcia Fudge suggested to a congressional committee that the department could consider eliminating life-of-loan premium ...

FHA first proposed the 40-year loan modification on April 1. The new option is intended to help borrowers who can’t achieve a minimum targeted 25% reduction in the principal and interest (P&I) portion ...

FHA loans are popular with mortgage borrowers because of lower down-payment requirements and less stringent lending standards. What is an FHA loan? Simply stated, an FHA loan is a mortgage insured by ...