A strong credit score can mean lower mortgage and credit-card rates. But a perfect 850 is mostly about bragging rights. Written By Written by Contributor, Buy Side Michelle Lambright Black is a ...

As you get familiar with your credit, you’ll quickly realize multiple types of scores exist. Although both FICO scores and ...

Before a lender will approve you for a loan, mortgage, or credit card, they’re going to check how you previously handled debt. And that is where your FICO credit score comes in. This three-digit ...

Aaron Broverman is the Managing Editor of Forbes Advisor Canada. He has almost 20 years of experience writing in the personal finance space for outlets such as Bankrate, Bankrate Canada, ...

FICO scores are the most widely used type of credit score. Most FICO scores range from 350 to 850, and a score of 670 or higher is considered good. If your FICO score is on the low side, you can take ...

In statistics and financial analysis, a Z score measures how normal any given data point is compared to the average value of the data. Finding Z scores, or standard scores, is relevant to many ...

The pandemic has had a huge impact on consumers' finances and spending habits. It's helped many save up more money since World War 2 and convinced others to avoid public transit at all costs. These ...

The enhanced UltraFICO score solution uses Plaid's systems to accept and analyze real-time cash-flow data, or information about the money moving in and out of a consumer's financial accounts. Older ...

The average credit score in February 2025 was 715, according to FICO, the data analytics firm whose scoring models are used in 90% of lending decisions. That's compared to 716 in January 2025 and 717 ...