As you get familiar with your credit, you’ll quickly realize multiple types of scores exist. Although both FICO scores and credit scores exist, understanding which one lenders use can be helpful.

Dave Ramsey has captivated millions of listeners through his show and has sold many copies of his book. The financial guru ...

What credit score do I need to secure the best mortgage rate? According to industry experts and recent data, the short answer ...

“By far, FICO Scores are the dominant method to measure asset-backed securitization risk. There is some noise claiming alternative scores have traction, but if you look at the few firms that moved ...

The credit score that matters the most is the score that your potential lender is using to determine your creditworthiness.

Adam Hayes, Ph.D., CFA, is a financial writer with 15+ years Wall Street experience as a derivatives trader. Besides his extensive derivative trading expertise, Adam is an expert in economics and ...

A strong credit score can mean lower mortgage and credit-card rates. But a perfect 850 is mostly about bragging rights. Written By Written by Contributor, Buy Side Michelle Lambright Black is a ...

Your credit score plays an important role in your long-term financial success. We outline below what you should know about the factors that influence your credit score and how to use that knowledge to ...

SAN JOSE, Calif.--(BUSINESS WIRE)--A credit card can be a useful tool when you’re ready to establish a FICO® Score for the first time. But if you prefer to build a FICO Score through different methods ...

A simple three-digit number can determine whether or not you can finance your next home or car, and it can also stipulate ...

Only a tiny group hits an 850 credit score. Here are four habits they share, and how you can borrow them to boost your own ...

The average American does a pretty decent job managing their credit. But if you want to boost your credit score, it's important to avoid falling for a commonly held myth: Carrying a balance on your ...