Retirement accounts like the 401(k), 403(b), and traditional IRA are tax-deferred, meaning you get a tax break upfront (the ability to deduct contributions from your taxable income), but you must ...

Required minimum distributions (RMDs) start in the year someone turns 73. The amount of your RMD depends on your age and account balance at the end of the previous year. Failing to take your RMD could ...

Once retirees are old enough, the IRS requires them to start making taxable withdrawals from most ordinary retirement accounts. The timing of this distribution, however, can have a lingering effect on ...