Filing a home insurance claim might make the most sense when the loss estimate is more than your deductible. Any claim, even a minor one, might lead to an increase in your home insurance premium.

Facing property damage and loss can be devastating, both financially and emotionally. Homeowners insurance limits the damage to your wallet, but you'll need to notify your insurance company and file a ...

Homeowners sometimes face an overwhelming number of expenses to maintain their homes. That only gets worse when one of the appliances or systems you need to make the home run smoothly stops working. A ...

Myles is a former senior insurance editor for Investopedia. He oversaw the strategy and execution of all content aimed at helping people make better insurance decisions. Myles has nearly a decade of ...

As deadly wildfires engulf swaths of Los Angeles County, forcing nearly 200,000 people from their houses, a still-to-be known number of residents will be contending with insurance claims to recoup ...

Whether or not your home insurance company will pay a roof insurance claim depends on what caused the damage to your roof. Home insurance may cover roof damage if a tree falls on your house, but not ...

An insurance claim is a set of documents you file with the insurance company after an accident. If the accident is covered by your policy, the insurance company will cover your costs. You can make ...

Your home insurance claim payout may be either a full or a partial payout, depending on the nature of the damage and your carrier’s policies. Filing a property insurance claim may increase your annual ...

A home insurance lawyer can help you resolve homeowners insurance claims. Reasons for hiring a homeowners insurance attorney include delays, claim denials and large claims that are in dispute. Hiring ...

Jessica Gibson is a content update editor and writer for Investopedia. She has over 10 years of experience in digital publishing and three years of experience covering financial topics like insurance, ...

Iowa Insurance Commissioner Doug Ommen issued cease-and-desist orders against four roofers who allegedly acted as unlicensed public adjusters. Customers can hire public adjusters to negotiate ...