Elizabeth Rivelli has nearly five years of experience covering insurance for finance publications. She has expertise in various insurance lines, including car insurance, health insurance, travel ...

An HO-3 policy is a form of home insurance that protects against property damage, legal liabilities and other expenses associated with unexpected disasters to the home. Most insurance companies' ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. MoMo Productions / Getty Images The coinsurance formula is the homeowners insurance formula ...

Jean Folger has 15+ years of experience as a financial writer covering real estate, investing, active trading, the economy, and retirement planning. She is the co-founder of PowerZone Trading, a ...

You don’t have to live in a disaster-prone place for your homeowners insurance bill to make you feel like disaster has struck. Homeowners insurance premiums have risen significantly throughout the U.S ...

Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See ...

Before hurricane season starts is a good time to check your insurance coverage to make sure you’re financially protected. If you live in an area prone to hurricanes, you may need windstorm insurance.

Among large insurers, Travelers has the cheapest annual home insurance on average at $2,055, according to NerdWallet's analysis. Many, or all, of the products featured on this page are from our ...

Geico insures millions of vehicles in the U.S. but does not sell its own home insurance policies. The Geico Insurance Agency partners with other insurance companies to meet your homeowners insurance ...

Mobile home insurance covers the mobile home, your belongings and guests who are injured on your property. Rates can range from several hundred to several thousand dollars per year, depending on where ...

John Egan is a veteran personal finance writer whose work has been published by outlets such as Bankrate, Experian, Newsweek Vault and Investopedia. Les Masterson is a deputy editor and insurance ...

Chubb, State Farm and USAA are among the best home insurance companies in Texas. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take ...