There are several policy types, or "forms," of homeowners insurance to pick from. The policy form you need depends on the structure of your property and the level of coverage. The most common type of ...

Homeowners insurance can protect your biggest asset: your home. Learn more about liability limits, interior vs. exterior damage, injury that arises while on the property, and more. The 80% rule means ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Eric's career includes extensive work in both public and corporate accounting with ...

A home appliance insurance (or warranty) plan covers the cost of repairing or replacing appliances in your home. Most homeowners policies cover sudden and accidental events, but home appliance ...

Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See ...

Home insurance policies come in several types, each designed for different housing situations. Many, or all, of the products featured on this page are from our advertising partners who compensate us ...

Among large insurers, Travelers has the cheapest annual home insurance on average at $2,055, according to NerdWallet's analysis. Many, or all, of the products featured on this page are from our ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

Ashlyn is one of Forbes Home's in-house writers and a former civil engineer-turned content writer with over six years experience. Until recently, Ashlyn focused on creating content for Forbes Home as ...

You don’t have to live in a disaster-prone place for your homeowners insurance bill to make you feel like disaster has struck. Homeowners insurance premiums have risen significantly throughout the U.S ...

Home insurance prices have continued to drop in 2025, with the average cost for combined buildings and contents cover falling by around 13% in the last year, and by nearly 5% in the past three months ...

Most insurers prefer to offer annual policies, as they commit you to coverage for the entire year. However, if you know your circumstances will change within the next 12 months, a short-term home ...