After the shock of losing her job, Lisa Hill-Green of Richmond, Va., struggled to pay her bills. In an effort to bring down her costs, she went to her mortgage lender for a loan modification. But then ...

After the shock of losing her job, Lisa Hill-Green of Richmond, Va., struggled to pay her bills. In an effort to bring down her costs, she went to her mortgage lender for a loan modification. But then ...

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How to fix your credit score To be clear, the idea of fixing your credit might imply that you can reverse damaging marks on your credit report. Unfortunately, this is not possible. While you have the ...

Dear Liz: Two of my credit card issuers have drastically lowered my credit limits. They blamed my credit report at Equifax. At first, Equifax could not even find my report. I had to send paperwork to ...

PHILADELPHIA (WPVI) -- Imagine being turned down for a loan or paying higher interest rates due to errors on your credit report. It happens more often than you might think. But Consumer Reports has ...

A credit report dispute helps correct errors in personal and account details, protecting credit scores, ensuring fair lending ...

Exploring credit repair is one way to begin the process of fixing a poor credit score and could make it easier to access credit with better terms and conditions in the future. While there are ...

A delinquency on your credit report indicates a payment that's been late for 30 days or more. This is one of the last things you want to have in your credit history as it can cause significant and ...

Some card details on this page may be out of date. You might have heard about the importance of having a good credit score. But if you aren’t applying for a mortgage, does it really matter if your ...

Natalie Campisi is a senior journalist who covers personal finance, balancing timely news with in-depth enterprise reporting. Her mission is to make complex financial issues clear and accessible for ...

In July 2023, Kelley Blue Book cited figures from the Federal Reserve’s Survey of Consumer Expectations Credit Access Survey that showed that more than 14% of car loan applicants were rejected over 12 ...