Learn how retrospectively rated insurance adjusts premiums based on actual losses, the benefits it offers, and how it compares to experience-rated insurance.

With 15 years of immersion in the world of personal finance, Ashley Kilroy simplifies financial concepts for individuals striving toward financial security. Her expertise has been showcased in ...

Discover what net premiums written mean and how they affect insurance companies’ financial health. Learn the difference between earned and unearned premiums.

With inflation and interest rates straining household budgets in 2025, homeowners are searching for ways to cut expenses. One often-overlooked opportunity for savings is your home insurance premium.

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

Each time one of Tamara Modig’s children needs a telehealth appointment, she boots up a fragile 13-year-old laptop and prays it’ll hold a charge. Then Modig is forced to fret with another concern: the ...

Annualized life insurance premium increased 3% in 2024 to $15.9 billion, according to LIMRA’s retail life insurance sales survey results, setting a record for the fourth consecutive year. In 2024, ...

The market risk premium is an essential part of investment planning. Here’s what you need to know. There are safe things you can do with your money. Now, when it comes to finance, “safe” is a relative ...

When you shop through retailer links on our site, we may earn affiliate commissions. 100% of the fees we collect are used to support our nonprofit mission. Learn more. With home-improvement season in ...