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Forbes contributors publish independent expert analyses and insights. Adam Minsky is an attorney and writer focusing on student loans. This article is more than 2 years old. WASHINGTON, DC October 17, ...

Loan amortization sounds like a complicated term, but its meaning is fairly straightforward. Amortization refers to the series of regular payments you make on a loan in order to pay off both interest ...

Federal student loan rates are fixed and set by a formula created by Congress that changes annually. For the 2025-2026 academic year, Direct undergraduate loans have a rate of 6.39%. Private student ...

Elizabeth Guevara is a personal finance reporter who explains the world of business and economics and how it impacts your finances. She joined Investopedia in 2024. Investopedia / Photo Illustration ...

If you're one of the eight million student loan borrowers enrolled in the Saving on a Valuable Education (SAVE) plan, you may have seen student loan payments as low as $0. With the SAVE plan ...

Elizabeth Guevara is a personal finance reporter who explains the world of business and economics and how it impacts your finances. She joined Investopedia in 2024. Investopedia / Photo Illustration ...

Borrowers must consolidate their loans or risk losing lower payments and potential forgiveness. Many, or all, of the products featured on this page are from our advertising partners who compensate us ...

Monthly payments could drop, but most borrowers will pay more in interest over time. What to expect now that President Trump's "Big Beautiful Bill" is law. Rebecca Safier is a personal finance writer ...

Student loan debt continues to weigh heavily on millions of Americans who are navigating rising living costs and uncertain financial futures. Fortunately, federal student loan servicers are here to ...

Changes to student loan repayment were included in Trump’s “One Big Beautiful Bill” that was approved by Congress in July. The Higher Education Act of 1965 requires public involvement in the ...