If you have a physically demanding career, obtaining disability insurance could be a smart move to protect your income if you ...

Compare group and individual disability insurance to learn their key differences, benefits, and which policy best suits your financial needs and life circumstances.

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. And, as the population ages, the price of long-term care won't be the ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Myles is a former senior insurance editor for Investopedia. He oversaw the strategy ...

Many people will need some type of long-term care as they age — but not everyone is prepared for the potential long-term care issues that may arise or the high costs that come with it. According to ...

As Americans live longer and healthcare costs grow, planning for future care needs has become increasingly important. After ...

One in four 20-year-old Americans will be disabled before they reach age 67, according to the Social Security Administration. This reality underscores the need for long-term disability insurance (LTDI ...

Learn about disability income insurance, including the types, key features, and factors affecting premiums. Discover how to choose and the claims process.

Today’s work climate is geared toward freelance jobs, which makes it especially important for self-employed people to know how to arrange for their financial needs. One major fear among sole ...

In 49 states, long-term disability benefit claims for physical ailments – like cancer, arthritis and stroke – are assessed differently than mental health issues such as major depressive disorder, ...

Insurance companies often reassess LTD benefits at the two-year mark. A leading disability lawyer explains what you need to ...

Christy Bieber has a JD from UCLA School of Law and began her career as a college instructor and textbook author. She has been writing full time for over a decade with a focus on making financial and ...