A USDA loan does not have a minimum credit score set by the federal agency, but lenders may require a score of at least 580 to 620.

A good credit score is imperative to get a better mortgage rate. However, if you don't meet that magic number, you can still ...

New American Funding is a great mortgage lender in 2025 for many types of buyers. Its buydown and I CAN loans make it easy to customize.

Subprime mortgages, for those with low credit scores, carry high interest rates. Learn how they work, risks, and potential impacts on your financial future.

What credit score do I need to secure the best mortgage rate? According to industry experts and recent data, the short answer ...

Here are the best lenders that offer loan options for first-time homebuyers in May 2025. Benefit from low down payments, grants, and flexible credit requirements.

In a housing market that features high mortgage rates and home prices, comparing loan products from several different lenders ...

Your credit score does more than help determine whether you qualify for a mortgage. It also impacts your interest rate. The higher your credit score, the better your mortgage rate. Those with scores ...

Your credit score helps determine if you’ll qualify for a loan and what interest rate you’ll get. For mortgages, which are the biggest loans most people will take out, the score can translate to ...

Here are the average annual percentage rates (APR) on 30- and 15-year fixed mortgage refinances and 5/1 ARM refinances: Today’s Mortgage Refinance Rates The average APR for a 30-year fixed refinance ...

The last few months have ushered in notable improvements on the mortgage rate front. The average rate on 30-year mortgage loans recently declined to 6.13%, the lowest point seen in three years. Still, ...