Personal loans are a flexible form of financing that can be used to cover nearly any type of expense. Whether it’s home renovations, a major purchase, medical bills or debt consolidation, a personal ...

SoFi doesn’t require an origination fee, but interest rates can be high.

Some providers like Universal Credit, Upgrade and LendingClub might lend to borrowers with fair credit, but borrowing costs ...

In recent times, many bank customers have received sudden messages or emails claiming that a “pre-approved personal loan” is ...

Matt Webber is an experienced personal finance writer, researcher, and editor. He has published widely on personal finance, marketing, and the impact of technology on contemporary arts and culture.

The full range of available rates varies by state. A representative example of payment terms for a Personal Loan is as follows: a borrower receives a loan of $10,000 for a term of 60 months, with an ...

Banks usually allow borrowers to cancel their personal loans, if required, during the cooling-off period with no or low ...

Matt Webber is an experienced personal finance writer, researcher, and editor. He has published widely on personal finance, marketing, and the impact of technology on contemporary arts and culture. Dr ...

Personify Financial’s personal loans can be helpful for those who need to take out a small loan but are having trouble qualifying elsewhere. However, this lender’s annual percentage rates (APRs) are ...

You can take out multiple personal loans at once, though not necessarily from the same lender. Before borrowing, consider whether you have room in your budget for additional debt. There are ...

Qualifying for a bad credit loan typically involves fewer requirements compared to traditional loans. Lenders may focus more on the borrower’s income and employment status, rather than credit history ...

Learn about the pros and cons of unsecured business loans.