Are you looking to refinance your FHA loan? Switching to a conventional loan could be ideal if you qualify for more competitive terms or if you want to get rid of mortgage insurance. But is it the ...

An FHA cash-out refinance lets you borrow against the equity in your home without having to take out a second mortgage. An FHA cash-out refinance involves swapping out your current home loan with a ...

An FHA cash-out refinance lets homeowners trade out their current mortgage for a new one and get cash back at closing, but only if they have enough home equity and meet the loan requirements set by ...

To qualify for a conventional refinance, you’ll need a minimum 620 credit score and a maximum debt-to-income ratio of 45 percent. Keep in mind that refinancing can be time-consuming and involves ...

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If you took out a government-backed mortgage over the last two years, you’re probably watching interest rates fall and ...

Government refinance applications increased by 42% over the week, according to the MBA’s Weekly Mortgage Applications Survey for the week ending Feb. 28, 2025. This jump was mainly due to the dip in ...

Here are the average annual percentage rates (APR) on 30- and 15-year fixed mortgage refinances and 5/1 ARM refinances: Today’s Mortgage Refinance Rates The average APR for a 30-year fixed refinance ...

An FHA loan is a type of mortgage that is insured by the Federal Housing Administration, a subsidiary of the Department of Housing and Urban Development (HUD). FHA loans are issued by private lenders ...

Reina Marszalek is a senior mortgage editor at Fox Money who has spent more than 10 years writing and editing content. Fox Money is a personal finance hub featuring content generated by Credible ...