Retirement saving is a long-term plan to set aside and invest money to provide income after you stop working. It often involves contributing to accounts like 401(k)s or IRAs. Starting early helps ...

One of the most common requests Morningstar StockInvestor editor Matt Coffina receives from his subscribers is to provide guidance on asset allocation. In the most recent issue of the newsletter, he ...

Ever feel overwhelmed by the thought of how to invest for your retirement? You’re not alone. Investing is filled with unfamiliar terms and complex strategies, so it’s no wonder many people feel ...

I know the first thing that will come to mind for many younger investors: "We are young, do we really need to worry about retirement yet?" The answer is an overused phrase, "it is never too early". I ...

You don't need to be an investment expert to begin building a nest egg for retirement. Consistently saving a modest amount and investing it in a low-cost fund can lead to impressive gains over time.

When it comes to retiring, you hear many horror stories how most Americans don’t have nearly enough money saved. As a result, their chances of actually retiring are slim. Reading all of these articles ...

There are many similarities between a 401(k) plan account and an individual retirement account (IRA). But there are also differences that can make them more difficult to understand. If you get these ...

A Roth 401(k) is a defined contribution retirement plan funded by after-tax dollars. The Roth 401(k) plan shares many similarities with the Traditional 401(k) plan, although the latter is funded with ...

Retirement planning is central to having a happy golden years. Source: AAG.com There are very few things as important to the average American as retirement planning, yet most of us don't put nearly as ...

The best retirement plans are the result of a lot of thought, consulting, and homework. Without a solid plan in place, many people's "golden" years are anything but. In 2013, Fidelity and Vanguard put ...

When figuring your retirement plan and how much money beyond your Social Security benefits you’ll need to cover expenses, don’t forget to make a realistic estimate of health care costs. According to ...

Retirees are struggling just to make ends meet, and the situation could get even bleaker. Retirement is supposed to be a relaxing time, when you can finally unwind and start living life on your own ...