The SBA backs a set percentage of SBA loans, so they charge lenders a guarantee fee in case a borrower defaults. A lender may roll the guarantee fee into the total loan amount or deduct it from the ...

SBA loans are small-business loans offered by banks and online lenders and partly guaranteed by the government. Check SBA loan rates for 2025SBA loans offer some of the lowest rates on the market, but ...

SBA loan rates are regulated by the U.S. Small Business Administration. Private lenders negotiate their own rates with each individual borrower. But the offered loan rate cannot exceed the maximum set ...