A goodwill letter explains why you had a late payment and asks the creditor to take it off your credit reports. Many, or all, of the products featured on this page are from our advertising partners ...

A 609 dispute letter is a formal way to request more information about the accounts on your credit report. Sending a 609 dispute letter may help you remove errors from your credit report. Legitimate ...

Cynthia Paez Bowman is a finance, real estate and international business journalist. Besides Bankrate.com, her work has been featured in Business Jet Traveler, MSN, CheatSheet.com, Freshome.com and ...

When you hit a hiccup with your student loans, you should be able to contact your servicer to get prompt assistance and straightforward answers. But too often, the opposite is true. You might need to ...

Whether you’re applying for a loan, looking for a new job or trying to improve your finances, a good credit score is key to reaching your goals. Unfortunately, a ...

When you see a suspicious charge, you’ll start looking for how to dispute a credit card charge. Thankfully, there is a clear process and protections under the Fair Credit Billing Act (FCBA) that helps ...

Take a Financial Relief Quiz. Get matched with an Authorized Partner. Your credit reports list a range of information from your credit past and present, including the accounts you have, the balances ...

TikTok user Shamara Wells (@shamarawells) formerly worked for Toyota Financial. During her tenure there, she says she became knowledgeable about the ins and out of the credit industry. In a viral ...