When you freeze your credit report, it becomes inaccessible to both thieves and new lenders. That works well until you're ready to secure new credit, such as a car loan or mortgage, and the lender can ...

Nearly half of all credit reports may contain errors, some of them costly to your credit score, according to a new watchdog report. One-quarter of the consumers were unable to access their credit ...

Your credit report includes financial and personal information, such as your credit balances, payment history and current and past addresses. Creditors review information from your credit report and ...

Jerry Brown is a personal finance writer based in Baton Rouge, La. He's been writing about personal finance for three years. Financial products he enjoys covering include credit cards, personal loans, ...

The three major credit bureaus no longer require users to use a PIN when they want to unfreeze their credit reports. If you were never issued a PIN or had a PIN but lost it, you won’t need it to ...

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LAST WEEK'S COLUMN on credit reports led to a question from a reader about credit freezes. Remember that a credit (or security) freeze prevents creditors from accessing your credit report - it's a ...

The next time you apply for a credit card, loan or mortgage, the lender will likely request access to your credit report. The information listed on your credit report summarizes how you manage credit, ...

Affiliate links for the products on this page are from partners that compensate us and terms apply to offers listed (see our advertiser disclosure with our list of partners for more details). However, ...