Dana George has a BA in Management and Organization Development from Spring Arbor University. For more than 25 years, she has written and reported on business and finance, and she's still passionate ...

Cynthia Paez Bowman is a finance, real estate and international business journalist. Besides Bankrate.com, her work has been featured in Business Jet Traveler, MSN, CheatSheet.com, Freshome.com and ...

The interest rate on a mortgage indicates how much interest you’ll pay for the amount you borrow. The annual percentage rate (APR) is the interest rate plus additional fees and any points. Interest ...

When shopping for a mortgage, you’ll likely encounter two key terms: Annual percentage rate (APR) and interest rate. While these terms often get thrown around interchangeably, understanding the ...

An annual percentage rate (APR) is the interest rate charged on loans. An annual percentage yield (APY) is the rate of interest earned on investments. Many or all of the products on this page are from ...

Annual Percentage Rate (APR) and Annual Percentage Yield (APY) are commonly used terms in the world of personal finance. Both are expressed as annual rates, with APR typically measuring the costs of ...

Whether you’re applying for a credit card or calculating the expected return on an investment, three simple letters have significant bearing on your decision: APR. What is APR? It stands for annual ...

An interest rate is an amount a lender charges you to borrow money. It’s always expressed as a percentage — such as 4% or 6.2%. You pay interest as either a fixed rate that stays the same for the ...

APR vs. interest rate: What's the difference? If you’re applying for a mortgage, these are two financial terms you need to understand. APR stands for "annual percentage rate," or the amount of ...

The current average mortgage rate on a 30-year fixed mortgage is 6.18%, compared to 6.16% a week earlier, according to the ...

Mortgage Research Center. The 15-year, fixed-rate refinance mortgage average rate is 5.28%. For 20-year mortgage refinances, ...

Some business credit cards offer introductory 0% APR periods on purchases, balance transfers or both. These deals can be a great way to finance business expenses or reduce the interest you're paying ...