A minor scratch in a parking lot can usually be settled with a calm chat. But a real road accident is different. A damaged ...

Learn what actual total loss means in insurance, how it’s valued, and its differences from constructive total loss for better decision-making in claims.

Our team looked at over 100 of the top auto insurance providers in the U.S., from national providers like USAA, Travelers, and State Farm to regional providers like Erie Insurance. 8,500 Data Points ...

Learn how collision insurance covers car damage from accidents, its costs, and when to use it. Protect your vehicle against collision-related financial loss effectively.

Sophie Venz is a former Deputy Editor at Forbes Advisor. She is an experienced editor and features reporter, and has previously worked in the small business and start-up reporting space. Previously ...

Self-employed business insurance offers a safety net with financial protection in case you experience unexpected lawsuits, property damage or other liabilities.

Owning a car is expensive, and it's not just the cost of the vehicle or repairing its parts that add up. Premiums increased by more than 50% between February 2020 and 2025, prompting some car owners ...

Short-term insurance plans are typically cheaper than ACA coverage, costing about half as much as a plan sold on state-run marketplaces created by Obamacare. As The Washington Post notes, a ...

Cyber insurance protects enterprises from most cyberattack liabilities. But before committing to a policy, CISOs need to ...

If you're held responsible after a car accident, liability insurance pays for damages or injuries you might have caused. It's required in nearly every state, and while most people add comprehensive ...