The phrase “K-shaped” gained popularity during the pandemic as a way of describing an economy in which many white-collar stay-at-home workers did fine, while those in jobs that couldn’t be done ...

A credit report dispute is a formal process that allows credit account holders to rectify mistakes and inaccuracies in their credit reports. Since lending institutions and banks depend heavily on ...

Only 1.76% of Americans have a perfect 850 FICO® Score in 2025, according to Motley Fool Money research and Experian data. And honestly, that tiny percentage says everything. Hitting perfection takes ...

Ren, an IT contractor for financial institutions, recently discovered a problem that has little to do with his work performance and everything to do with his FICO score. He told The Ramsey Show he's ...

Fair Isaac is best known as the creator of the FICO credit score, the lending industry’s standard for assessing consumer credit risk. It also develops analytics, decision-management, and ...

In a bid to lower closing costs on home purchases, Federal Housing Finance Agency Director Bill Pulte sought to reduce the mortgage credit score fee by opening up competition in the sector. But ...

Fannie Mae announced that it no longer requires a minimum FICO credit score for loans processed through its Desktop Underwriter system. Supporters of the move feel this can open up conventional loan ...

Fannie Mae no longer requires borrowers to have a 620 minimum credit score if the loan is processed through its Desktop Underwriter system. As of Nov. 16, 2025, it joined Freddie Mac, which made a ...

IN the Philippines, where fintech innovation is driving a surge in credit use in the Philippines, responsible borrowing is a powerful tool that can lead to better economic and social opportunities.

The enhanced UltraFICO score solution uses Plaid's systems to accept and analyze real-time cash-flow data, or information about the money moving in and out of a consumer's financial accounts. Older ...

For consumers who are heavy on savings and light on credit history, a new partnership in the world of credit scores could help them lock down a loan. FICO, the company basically synonymous with the ...